Insurance Services
Group Health insurance
Whether you are starting a new business or exploring options for an existing business, Serve Smart consultants can help you find the coverage that is best suited for your individual company needs. The needs of small business versus large business can be very different, as can the demographic of each group of employees. Our experts can help provide cost saving options to bring valuable benefit plans to companies of any type and size.
Individual Health Insurance
Individual health care needs are important for any person that does not have company sponsored health coverage. Depending on your circumstances we can help assist individuals in exploring health coverage through both the Federally Facilitated Marketplace, and privately through a variety of carriers. We specialize in finding the right fit for each person’s individual health needs.
Medicare, Long Term, and Short Term Care
As individuals get older, they require more health care. For every individual age 65 or older, the average out-of-pocket expenditure for health care is nearly $6,620 annually. Retirees need to know they have an advocate to help guide them to the best healthcare option for them. This can save money and provide peace of mind that each unique healthcare need is going to be met.
Life Insurance
Life insurance is built to protect your family and other dependents in the event you are no longer around to provide financial support. Life insurance pays a death benefit to the beneficiary of the life insurance policy. Over the years, life insurance has also evolved to provide options for building wealth or tax-free investments over time, while still providing security in the form of a death benefit.